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Home Equity Litigation in the Bankruptcy Court
December 6th, 2015
(San Antonio, Texas). This was a fun few days in San Antonio attending the 25th Annual Robert C. Sneed, Texas Land Title Institute from December 3 and 4, 2015, at the Hyatt Regency Hill Country Resort & Spa in San Antonio, Texas. Over 500 attorne…
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Conflict in Statute of Limitations in Home Equity Litigation Still Exists
August 25th, 2015
Conflict in Statute of Limitations. Waiting more than four years after the closing to move to invalidate a home equity loan based on a constitutional violation is, for the most part, too late except in the bankruptcy court for the Eastern District of…
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Home Equity Lending – Key Bankruptcy Decisions
August 23rd, 2015
Since home equity lending was introduced in Texas one should not be surprised to learn that there is a body of bankruptcy court opinions construing the Texas constitutional home equity laws and deciding the validity of home equity security interests.…
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Cellular Tower Lease: Are You Getting What You Deserve?
April 26th, 2015
Cellular tower companies are in need of real property for their celluar tower activities. Their activities involve serious kinds of equipment from the tower pole, electrical units, cables, wiring, electrical generators. It not safe in some cases to s…
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Home Equity Lender or Servicer: Should I file a Proof of Claim in Bankruptcy?
April 21st, 2015
You are a lienholder or servicer of a home equity loan and you receive in the mail a notice that the borrower has filed for bankuptcy. The notice advises you of a date to file a proof of claim. If you are a home equity lienholder or holder of a rever…
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Four Year Limitations After Closing in Home Equity Litigation
January 27th, 2015
In Jones v. Bank of New York Mellon, CIV.A. H-13-2414, 2015 WL 300495, at *6 (S.D. Tex. Jan. 22, 2015), the U.S. District Court, Southern District of Texas held that the four year statute of limitations applies in home equity loan cases from the date…
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Watch for Possible Violations in Home Equity Loans
June 5th, 2014
If you prosecute home equity loan foreclosures or defend insured lienholders against non-compliance complaints under Section 50(a)(6) of the Texas Constitution under a title insurance policy be careful once the borrower decides to file for bankruptcy…
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Home Equity Loan Complaints – Beware of Sec 16.069 of the TCPRC
June 4th, 2014
Beware of Section 16.069 of the Texas Civil Practices and Remedies Code The Texas Supreme Court has not ruled on the applicable statute of limitations for alleging non-compliance with the Texas Constitution for home equity loans. Texas appellate cour…
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